Frequently Asked Questions (FAQ)

Welcome to the Lala’s Beauty & Nails Co. FAQ page! We’re here to help answer your most common questions about our financial services, including equipment financing, lines of credit, and billing processes. If you don’t see your question listed below, feel free to contact our support team directly—we’re happy to help!

💳 How long does it take to get approved?

We pride ourselves on fast and efficient approvals. Once all necessary documents are submitted, you may be approved in as little as 48 hours. Our team will review your application promptly and keep you informed every step of the way.

🛠 How does equipment financing work?

Once your application is approved, our team will upload your equipment invoices to our system. We handle the payments directly, so you don’t need to worry about paying vendors out of pocket. This means you get the equipment you need—quickly and stress-free.

💰 How do lines of credit work?

Our lines of credit are pre-approved amounts that you can draw from as needed—giving you flexibility and control over your business finances.

• Credit limits range from $500 to $25,000

• You can draw at any time, up to your approved limit

• Payments are due on the 1st of every month

Use your credit line for inventory, supplies, upgrades, or unexpected expenses—whatever your beauty business needs.

🧾 How can I pay my bill?

We offer several convenient options:

• Online Payment Portal – Log in to your secure account and make a payment instantly

• Pay-by-Phone System – Call our automated payment line

• Mail a Check – Make checks payable to:
  Lala’s Beauty & Nails Co.
  Attn: Accounts Receivable
  210 Polly Lane, Apt 436
  Lafayette, LA 70508

Be sure to include your account number on mailed checks for accurate processing.

❌ I wasn’t approved. Can I reapply?

Yes! If your application was not approved, you may reapply after 60 days. During that time, we recommend reviewing your financial documents and ensuring your credit profile is up to date for the best chance of approval next time.

📄 What documents do I need to apply?

To process your application, we typically require:

• A valid government-issued ID

• Proof of business ownership or business license

• Recent bank statements (usually last 3 months)

• Equipment quotes or vendor invoices (for equipment financing)

• Tax ID or Social Security Number (depending on entity type)

Additional documents may be requested depending on the size and type of funding you are applying for.

📈 Do you offer funding for startups?

Absolutely. We work with both established businesses and startups. If you’re just getting started, we can guide you through the application process and find the right financial solution—even with limited business history.

💬 Can I talk to someone about my options before applying?

Yes! Our financial advisors are happy to speak with you. Whether you’re unsure about which product is right for you or need help preparing your documents, we’re here to help. Just contact us at:

📧 Email: info@lalasbeautynailsco.com
📞 Phone: (insert customer service number)
🕒 Hours: Monday–Friday, 9:00 AM – 5:00 PM CST

🔐 Is my information secure?

Yes. We take your privacy seriously. All applications and financial data are processed through encrypted, secure platforms, and your personal information is never shared without your consent.

🌎 Do you work with businesses outside the United States?

At this time, we are only able to fund businesses and individuals located within the United States. We hope to expand internationally in the future!

🧾 Can I finance products from any vendor?

Yes, in most cases. We work with a wide range of approved beauty and salon equipment vendors. If your vendor is not in our network, our team will evaluate them before proceeding with the transaction.

If you have additional questions, we’re always available to assist. Thank you for choosing Lala’s Beauty & Nails Co.—your trusted financial partner in the beauty industry.